Resources

Revenue based financing is typically available to businesses with consistent monthly revenue, regardless of industry. It’s a good fit for companies seeking growth capital without giving up equity or pledging hard collateral.

For most business loans for small business, we offer approvals within 24 hours and same-day funding when needed. SBA loans for small business typically require 1–2 weeks due to government processing, but our team helps you expedite every step.

Most small to mid-sized businesses, including startups and established companies, can qualify for term loans. Lenders typically consider factors like your time in business, annual revenue, and ability to repay rather than just your credit score

No. We work with all credit types, making small business loans accessible for entrepreneurs with less-than-perfect credit. Our approval decisions are based on your business potential, not just your credit score.

The amount you can qualify for is based on your historical and projected revenue. Lenders review your average monthly sales and financial stability to determine how much capital can be advanced.

Term loans are best for one-time, larger expenses like equipment purchases, expansions, or debt consolidation. Lines of credit work better for ongoing, smaller expenses. Many businesses use both depending on their needs.

Yes, startups can qualify if they have verifiable revenue streams, even if their business credit is not fully established. Many early-stage companies use revenue based financing to accelerate growth without losing equity.

Approval times vary, but with streamlined application processes like ours, businesses can often receive funding within a few days, ensuring quick access to working capital when it’s needed most.

We offer loans from $5,000 up to $5 million. Small business administration loans may provide higher amounts for qualifying businesses, while our revenue-based loans are designed for flexible, short-term capital needs.

No. We have zero application fees or upfront costs for our small business loans. You can explore your funding options risk-free before committing to a loan agreement.

In most cases, revenue based funding is based on business performance, not personal credit history. It typically does not appear on personal credit reports unless there is a personal guarantee involved.

Retail, manufacturing, healthcare, professional services, and hospitality frequently use small business term loans to invest in inventory, equipment, property, and business expansion projects.

While same-day funding is possible in some cases, most approvals and transfers are completed within a few business days after submitting all required documentation.

In most cases, business term loans are tied to the business rather than personal credit. However, some lenders may require a personal guarantee depending on your credit profile and business structure.

Many of our business loans for small business do not require hard collateral, allowing you to secure funding without risking property or other valuable assets.

You can apply online in just minutes. Our secure platform makes it easy to request SBA loans for small business or alternative financing without complicated paperwork.

Startups often qualify for long term business loans if they meet revenue and operational history requirements. For newer businesses without an extensive track record, SBA loans or short-term options may be better suited.

This funding model is popular among e-commerce stores, SaaS companies, restaurants, retail businesses, and service-based providers. Any business with recurring or predictable revenue can benefit from it.

Our loans can be used for almost any business needs: purchasing equipment, expanding facilities, hiring staff, buying inventory, marketing campaigns, or covering operational expenses. SBA loans for small business offer even greater flexibility.

Most applications require basic financial documents like bank statements, tax returns, and proof of business ownership. Our simplified process minimizes paperwork so you can focus on running your business.

Yes, most revenue based business loans allow early repayment. Some even offer discounts for early payoff, helping businesses save on overall costs.

While having a good credit score improves your chances of approval, some lenders offer small business loans to applicants with bad credit. These loans may come with higher interest rates and stricter terms.

The approval time for a small business loan can vary, but it generally takes between a few days to a few weeks, depending on the lender and the completeness of your application.

Interest rates for small business loans can vary widely based on factors such as the lender, the loan amount, the term of the loan, and the creditworthiness of the business. Rates typically range from 5% to 20%.

Commonly required documents include business registration certificates, financial statements, tax returns, bank statements, a business plan, and personal identification of the business owner(s).

Eligibility criteria for a small business loan typically include having a registered business, a minimum operational period (usually 1-2 years), a good credit score, and sufficient revenue to cover loan repayments.